Finance examples
1. Buy now pay nothing until (0% interest
– No deposit)
Typical example:
Total amount payable = £1000
Nothing to pay for 6 months from date of purchase
Total amount payable in 6 months = £1000 (0%
Interest)
If Total amount payable is not paid
within 6 months from date of purchase then:
42 monthly payments of £40.91 based on APR 29.8%
(over 48 months)
Total amount payable = £1,718.22
2. Monthly payment plan over 36 months (APR
19.8%)
Typical example:
Total amount payable = £1000
36 monthly payments of £36.27
Total amount payable = £1,305.83

WHY WAIT?
Edge gives you the opportunity to own the things you really want today through the convenience of flexible finance options.
Applying for able2buy Edge is easy.
It couldnt be easier to apply. After a simple application process, your account is set up and there is no lengthy paperwork on future purchases.
You’re in control.
With Edge youre in control. You will receive one simple monthly statement detailing all your transactions and with one monthly payment required. With some credit options, you can also vary your monthly repayment amount giving you more flexibility than a traditional loan agreement.
able2buy EDGE WILL GIVE YOU SO MUCH MORE
- The spending power to own the things you really want today;
- A range of finance offers for you to take advantage of;
- The flexibility to use your card in a growing number of UK stores, just look for the able2buy Edge logo

- Cash when you need it from any ATM displaying the LINK logo; and
- Exclusive able2buy Edge discounts and offers.
TAKE A LOOK AT THE RANGE OF FINANCE OPTIONS AVAILABLE AT 247AV.com
Buy Now Pay Later
Take advantage of nothing to pay and no interest for a promotional period. At the end of the promotional period, youre in control and you can choose to pay the balance and pay no interest at all or spread the cost with monthly repayments. Interest will be charged from the end of the promotional period plus you have the flexibility to vary your monthly repayment (minimum payment of 4% of the outstanding balance) without any early payment penalties.
Spread the Cost (Payment Plan)
This payment plan helps you to budget by spreading the cost of your purchase over equal monthly payments. Plus you can vary your monthly repayment amounts, making it simple to manage your budget.
TERMS AND CONDITIONS
Credit subject to status to UK residents aged 18 years or over. Minimum spend amount may apply. Minimum credit limit is £250, maximum credit limit subject to status. The minimum monthly payment for Buy Now Pay Later and Optional Interest Plan will be 4% of the account payable balance or £4, whichever is greater, or the full balance if less than £4. Minimum monthly payments for Interest Free, and Spread the Cost credit options will be a fixed amount.
Typical 29.9% APR variable.